Pre-call prep tool

Commercial vehicle funding readiness checklist.

Use this before requesting a funding pre-call for a work truck, van, box truck, tow truck, or multi-unit fleet request. It helps separate strong files from requests that need cleanup before a formal application.

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Readiness score

Check each item that is true today. This is not a credit application and does not create an approval decision.

Specific vehicle or body type known
Example: cargo van, step van, box truck, tow/rollback, dump, service body. Business use is clear
Route, jobsite, service calls, delivery contract, equipment hauling, or fleet replacement. Self-reported credit is near 650+
Use a range only. Do not send SSN/DOB or consent to hard credit here. Time in business is 2+ years
Or there are strong compensating factors worth discussing by phone. Payment/down-payment range is realistic
You know what monthly payment or initial cash outlay is comfortable. Revenue/cash-flow story is ready
Annual range, contracts, route income, or job pipeline can be explained. Timeline is real
Need-to-buy window is now, 30 days, 60 days, or tied to a contract/job. Trade-in or existing fleet is known
Know payoff, title status, mileage, or whether there is no trade.

Copy/paste notes for the request form

Fill this locally, then copy the summary into the request form notes. Nothing here is transmitted unless you paste it into the form yourself.

Vehicle / body type

Business use

Budget / payment target

Timeline

Generated summary

Keep the summary practical: what vehicle, how it earns revenue, timing, budget, and any trade-in.