1) Enter pre-call facts
Compliance guardrail: do not collect SSN, DOB, bank statements, tax returns, or hard-credit consent in this anonymous pre-call flow. No financing approval is guaranteed.
How to use this internally
Route-ready
Prioritize leads with a specific unit, clear use case, contiguous USA location, 650+ self-reported credit, and budget/timeline clarity.
Nurture
If the vehicle is vague or budget is missing, send them back to vehicle/spec planning before a formal application.
Hold
If sensitive documents are offered through the anonymous channel, stop collection and move discussion to the proper formal process only if appropriate.