Cash-flow planning tool

Estimate whether the vehicle payment fits the work.

Use this local estimator before a funding pre-call to compare expected gross profit from a route, job, or service expansion against vehicle payment, insurance, fuel, maintenance, and cash reserve impact.

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Monthly impact inputs

Use conservative numbers. This is planning math only; it is not a credit application or financing approval.

Added monthly revenue ($)

Gross margin before vehicle costs (%)

Estimated vehicle payment ($)

Insurance / registration ($)

Fuel / charging ($)

Maintenance reserve ($)

Down payment / startup cash ($)

Cash reserve after down payment ($)

Build copy/paste pre-call notes

Vehicle / body type

Revenue use case

Self-reported credit range

Generated summary

Do not include SSN, DOB, bank statements, tax returns, or hard-credit consent. A formal application only comes after the pre-call if appropriate.

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