Common situations
- Adding a truck for a booked job or crew.
- Replacing an unreliable unit that is slowing production.
- Comparing new vs used equipment before committing cash.
- Your bank is limited on additional truck exposure.
Vehicle types to compare
- service trucks
- dump trucks
- flatbeds
- crew pickups
- box trucks
One-stop path
Sourcing, funding, and shipping questions can be handled together instead of forcing owners to call dealers and banks across the country.
Low-down review
Some qualified established businesses may have low or possible no-down-payment paths. Nothing is guaranteed before underwriting.
Bank exposure limits
If a regular bank cannot finance another vehicle due to concentration or exposure limits, another funding path may still be worth reviewing.
Planning tools
Related trade financing pages
Common questions
Is this a formal contractors financing application?
No. The website starts a pre-call request and does not collect SSN, date of birth, bank statements, or tax documents.
Can low or no down payment be guaranteed?
No. Down payment, approval, rate, term, and funding amount depend on underwriting, lender fit, vehicle details, business profile, and credit.
Can Fleet Funding Check help if I have not found the vehicle yet?
Yes. The request can start with the vehicle type needed, then sourcing, financing, and shipping questions can be discussed before a formal application.